Private & European
Built privacy-first. Your wealth data stays exclusively in your local browser session; backups are saved as a file on your computer.
foluno
Private net worth tracker
Your entire net worth. Clearly structured.
Track assets and liabilities in one private net worth dashboard — independent, without mandatory bank connections or a recurring subscription.
Start without registration · Wealth data stays local · No mandatory bank connections
foluno
A private wealth cockpit for complex ownership structures.
foluno combines the clarity of modern wealth software with the control of a self-managed overview — including net worth, financing, and loan-to-value ratios.
Assets & financing you can track
- Real estate
- Liabilities & financing
- Private company holdings
- Stocks
- ETFs & funds
- Bonds & derivatives
- Current & savings accounts
- Cryptocurrencies
- Precious metals & ETCs
- Managed assets
Independent
No mandatory bank access, advertising, or product placement.
No recurring subscription
No permanent lock-in and no business model built on your financial data.
Deliberately transparent
You control values and valuation dates; sources and changes remain traceable.
Product tour
See how foluno looks in practice.
Views from the demo account — local wealth data, no bank mandate.
Try the demo account yourself
Features
Everything complex wealth needs to stay clear.
Understand net worth
Compare assets and liabilities, link financing, and understand LTV and equity.
Learn moreConsolidate assets and liabilities
Bring real estate, holdings, accounts, and financing into one private balance sheet.
Structure accounts and groups
Organize holdings across banks, accounts, and your own categories.
Learn moreUse live and manual valuations
Use current market data or value individual assets manually and deliberately.
Trace development by valuation date
Document actual valuation dates and changes transparently.
Analyze wealth structure
Understand allocations by asset class, country, sector, strategy, and custom group.
Put liquidity and cash flows in context
See accounts, bonds, and calculated cash flows in one coherent view.
Export and restore data locally
Back up and restore your wealth structure, history, and settings locally.
Privacy
How your wealth stays private.
No bank connectors by design — foluno never links to banks or brokerage accounts.
Wealth data is processed only in the current browser session — nothing is stored in the cloud or a database.
Searches for financial products such as ETFs and stocks use third-party market data; no user data is shared with those providers.
You store backups locally on your computer.
Only account and license data are stored in a database — never your wealth data.
No AI is used or trained; cookies are limited to meta information such as login sessions.
Pricing
Start privately. Unlock more depth when you need it.
Both plans stay ad-free, require no bank connection, and never store your wealth data on our servers.
| FeaturesSide-by-side comparison | Free€0forever For a clear, self-managed wealth overview. | Recommendedfoluno Private Premium€599one-time · lifetime access For complex wealth that is updated and analyzed regularly. |
|---|---|---|
| Positions per wealth overview | Up to 10 | Unlimited |
| Active liabilities | Up to 2 | Unlimited |
| Assets & financingStocks · ETFs · funds · bonds · crypto · precious metals · real estate · private holdings · accounts · mortgages · loans · credit lines | Included | Included |
| Live prices & ETF data | – | Included |
| Private local backup | Included | Included |
| Groups for organizing positions | Up to 2 | Unlimited |
| Cash-flow analysis & optimization | Included | Included |
| Excel & PDF reports | – | Included |
| Product research | – | Included |
| Choose plan | Start for free | Buy Private PremiumYour account stores only your license — never wealth or financial data. |
Pay once. Lifetime access. No subscription. Your wealth data stays local.
Resources
Go deeper without a blog maze.
Focused pages for tracking, calculators, templates, and comparisons.
Resource
Portfolio Tracker for Investments & Accounts
Track brokerage accounts, groups, and multiple asset classes in one private portfolio tracker — including liabilities and net worth.
Open pageResource
Net Worth Calculator
Free net worth calculator for assets and liabilities — no registration and no storage of your inputs.
Open pageResource
Net Worth Template
A structured net worth template with categories, valuation date, and sample rows.
Open pageResource
Best Net Worth Trackers Compared
A neutral comparison of net worth and portfolio trackers by privacy, asset coverage, pricing, and export.
Open pageGet started
Your net worth overview. Private and clear.
Start free in the browser. Wealth data stays local — no account needed.
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