Net worth template
Net worth spreadsheet template for assets and liabilities
This free net worth template organizes assets, liabilities, currencies, and valuation dates. Download the CSV, open it in Excel or another spreadsheet app, and replace the clearly marked sample rows with your own entries.
- CSV for Excel and other spreadsheet apps
- Sample data clearly labeled
- Assets and liabilities in one structure
Free download
Net worth template preview
The values below are sample data only.
| Category | Position | Type | Value | Valuation date |
|---|---|---|---|---|
| Cash | Current account | Asset | €15,000 | 09/03/2026 |
| Investments | ETF account | Asset | €45,000 | 09/03/2026 |
| Financing | Property mortgage | Liability | €180,000 | 09/03/2026 |
How the net worth tracker spreadsheet is structured
Each row contains a category, position, type, value, currency, valuation date, and optional note. Assets and liabilities stay separate while remaining easy to combine into one net worth calculation.
- Use one position per row
- Mark every row as an asset or liability
- Maintain the value and valuation date together
Use the net worth spreadsheet template in Excel
The downloaded CSV opens in Excel, Numbers, LibreOffice Calc, or Google Sheets. Remove the sample rows before adding real data. To calculate net worth, total assets and subtract the separate liability total.
- Do not mix sample values with personal data
- Choose one base currency for foreign holdings
- Save dated copies for a basic history
When a portfolio tracker improves on a spreadsheet
A spreadsheet works well for an initial statement and static snapshots. With multiple accounts, financing arrangements, and valuation dates, an interactive overview becomes easier to maintain. Foluno adds groups, a balance sheet, history, and local backups.
- Group positions by ownership structure
- Track net worth across valuation dates
- Create reports and local backups
FAQ
Frequently asked questions
Is the net worth template free?
Yes. The CSV template is free to download and works with common spreadsheet applications.
Can I open the template in Excel?
Yes. Excel can open the CSV directly or import it through the Data menu. The file uses UTF-8 and includes a header plus clearly marked sample rows.
What should a net worth spreadsheet include?
Common categories include cash, investments, real estate, private holdings, and other assets, plus mortgages, loans, and other liabilities.
Move from a template to a living net worth dashboard
Use the spreadsheet as a starting point or model your wealth structure interactively in Foluno.